Benefit Protections Lost, by State

This chart lists benefits protections lost by state. In addition, in all states, consumers will lose rights to coverage of various providers' services (such as dentists, optometrists, psychologists, nurse practitioners, etc.).

Alabama	Alcoholism Treatment Colorectal Screening Drug Abuse Treatment	Mammography Screening Mental Health (Parity) Off-Label Drug Use
Alaska	Alcoholism Treatment Cervical Cancer Screening Contraceptives Diabetic Supplies/Education Drug Abuse Treatment	Emergency Services Mammography Screening Metabolic Disorders (PKU) Prostate Cancer Screening
Arizona	Ambulatory Surgery Clinical Trials Contraceptives Diabetic Supplies/Education Emergency Services	Ambulance Transportation Home Health Care Mammography Screening Metabolic Disorders (PKU) Off-Label Drug Use
Arkansas	Alcoholism Treatment Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Hospice Care Infertility Treatment	Mammography Screening Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use TMJ Disorders Well-Child Care
California	Alcoholism Treatment Blood Lead Screening Bone Density Screening Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Home Health Care Hospice Care Infertility Treatment	Mammography Screening Maternity Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Orthotics/Prosthetics Prostate Cancer Screening Second Med/Surgery Opinion Well-Child Care, AIDS Vaccines Telemedicine Special Footwear Reconstructive Surgery
Colorado	Alcoholism Treatment Cleft Palate Dental Anesthesia Diabetic Supplies/Education Emergency Services Home Health Care Hospice Care Mammography Screening Maternity	Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Orthotics/Prosthetics Prostate Cancer Screening Well-Child Care Congenital Defects Telemedicine
Connecticut	Alcoholism Treatment Ambulance Transportation Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Hair Prostheses Home Health Care Infertility Treatment Mammography Screening Mental Health (Parity)	Mental Health (General) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Orthotics/Prosthetics Prostate Cancer Screening Rehabilitation Services TMJ Disorders Well-Child Care Lyme Disease Pain Management Ostomy Supplies, Hearing Aids Special Formulas Psychotropic Drugs
District Of Columbia	Alcoholism Treatment Cervical Cancer Screening Colorectal Screening Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Mammography Screening Mental Health (General) Prostate Cancer Screening Well-Child Care Hormone Replacement Therapy
Delaware	Blood Lead Screening Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives	Diabetic Supplies/Education Emergency Services Mammography Screening Off-Label Drug Use Well-Child Care
Florida	Alcoholism Treatment Ambulance Transportation Ambulatory Surgery Bone Marrow Transplants Bone Density Screening Cleft Palate Dental Anesthesia	Drug Abuse Treatment Home Health Care Mental Health (General) Metabolic Disorders (PKU) Minimum Mastectomy Stay Orthotics/Prosthetics TMJ Disorders
Georgia	Alcoholism Treatment Ambulatory Surgery Bone Marrow Transplants Bone Density Screening Cervical Cancer Screening Chlamydia Screening Ovarian Cancer Screening Telemedicine Heart Transplants Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia	Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Infertility Treatment Mammography Screening Mental Health (Parity) Minimum Mastectomy Stay Morbid Obesity Care Off-Label Drug Use Prostate Cancer Screening TMJ Disorders Well-Child Care
Hawaii	Diabetic Supplies/Education Emergency Services Mammography Screening Well-Child Care Alcoholism Treatment Drug Abuse Treatment Contraceptives	Mental Health (Parity) Infertility Treatment Mental Health (General) Metabolic Disorders (PKU) Maternity Telemedicine
Idaho	Emergency Services Mammography Screening Cleft Palate
Illinois	Alcoholism Treatment Bone Density Screening Cervical Cancer Screening Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Emergency Services Infertility Treatment Mammography Screening	Mental Health (General) Mental Health (Parity) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening TMJ Disorders Prenatal HIV Testing Ovarian Cancer Screening Prescription Inhalants
Indiana	Cleft Palate Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Mammography Screening	Mental Health (Parity) Metabolic Disorders (PKU) Morbid Obesity Care Off-Label Drug Use Prostate Cancer Screening Well-Child Care
Iowa	Contraceptives Dental Anesthesia Diabetic Supplies/Education Emergency Services	Mammography Screening Mental Health (Parity) Well-Child Care
Kansas	Alcoholism Treatment Bone Density Screening Cervical Cancer Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Mammography Screening Mental Health (General) Mental Health (Parity) Off-Label Drug Use Prostate Cancer Screening Well-Child Care
Kentucky	Alcoholism Treatment Ambulatory Surgery Bone Marrow Transplants Bone Density Screening Dental Anesthesia Diabetic Supplies/Education Emergency Services Home Health Care	Mammography Screening Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use TMJ Disorders
Louisiana	Alcoholism Treatment Ambulance Transportation Ambulatory Surgery Cervical Cancer Screening Cleft Palate Clinical Trials Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment	Emergency Services Mammography Screening Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Prostate Cancer Screening Rehabilitation Services Well-Child Care
Maine	Alcoholism Treatment Cervical Cancer Screening Clinical Trials Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Home Health Care Hospice Care Mammography Screening Maternity	Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Orthotics/Prosthetics Prostate Cancer Screening Rehabilitation Services Prescription Drugs Breast Reduction Surgery
Maryland	Alcoholism Treatment Bone Density Screening Cleft Palate Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Hair Prostheses Home Health Care Hospice Care Infertility Treatment Mammography Screening Maternity Mental Health (Parity)	Metabolic Disorders (PKU) Minimum Mastectomy Stay Morbid Obesity Care Off-Label Drug Use Orthotics/Prosthetics Prostate Cancer Screening Rehabilitation Services Second Med/Surgery Opinion Well-Child Care Blood Products Hearing Aids Residential Crisis Services Nicotine Replacement Therapy Alzheimers Chlamydia Screening Minimum Testicular Cancer Stays
Massachusetts	Alcoholism Treatment Blood Lead Screening Bone Marrow Transplants Cervical Cancer Screening Clinical Trials Contraceptives Diabetic Supplies/Education Emergency Services Hair Prostheses Home Health Care	Infertility Treatment Mammography Screening Maternity Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Rehabilitation Services Well-Child Care
Michigan	Alcoholism Treatment Ambulance Transportation Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Hospice Care Mammography Screening Off-Label Drug Use Orthotics/Prosthetics
Minnesota	Alcoholism Treatment Ambulatory Surgery Cervical Cancer Screening Cleft Palate Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Hair Prostheses Mammography Screening Maternity Mental Health (General)	Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Prostate Cancer Screening Second Med/Surgery Opinion TMJ Disorders Well-Child Care Lyme Disease Hearing Aids Reconstructive Surgery Anti-Psychotic Drugs Ovarian Cancer Screening
Mississippi	Alcoholism Treatment Ambulance Transportation Dental Anesthesia Diabetic Supplies/Education Mammography Screening	Mental Health (General) Off-Label Drug Use TMJ Disorders Well-Child Care
Missouri	Alcoholism Treatment Ambulatory Surgery Blood Lead Screening Bone Marrow Transplants Bone Density Screening Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education	Drug Abuse Treatment Emergency Services Mammography Screening Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Prostate Cancer Screening Second Med/Surgery Opinion Well-Child Care
Montana	Alcoholism Treatment Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Home Health Care Mammography Screening	Maternity Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Well-Child Care
Nebraska	Alcoholism Treatment Dental Anesthesia Diabetic Supplies/Education Emergency Services Mammography Screening	Mental Health (Parity) Off-Label Drug Use TMJ Disorders Well-Child Care
Nevada	Alcoholism Treatment Ambulance Transportation Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Home Health Care Hospice Care Mammography Screening Mental Health (General) Metabolic Disorders (PKU) Off-Label Drug Use TMJ Disorders Hormone Replacement Therapy
New Hampshire	Alcoholism Treatment Bone Marrow Transplants Clinical Trials Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Hair Prostheses Mammography Screening Maternity Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Orthotics/Prosthetics
New Jersey	Alcoholism Treatment Blood Lead Screening Bone Marrow Transplants Cervical Cancer Screening Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Emergency Services Home Health Care Infertility Treatment Mammography Screening Maternity	Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening Second Med/Surgery Opinion Well-Child Care Special Formulas Congenital Bleeding Disorders Wilm's Tumor Wellness Exams
New Mexico	Alcoholism Treatment Bone Density Screening Cervical Cancer Screening Clinical Trials Contraceptives Diabetic Supplies/Education Emergency Services Home Health Care	Mammography Screening Maternity Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use TMJ Disorders Well-Child Care
New York	Alcoholism Treatment Ambulance Transportation Ambulatory Surgery Bone Density Screening Cervical Cancer Screening Contraceptives Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Home Health Care Hospice Care	Ambulatory Cancer Treatment Infertility Treatment Mammography Screening Maternity Mental Health (General) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening Second Med/Surgery Opinion Well-Child Care
North Carolina	Alcoholism Treatment Bone Density Screening Cervical Cancer Screening Cleft Palate Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment	Emergency Services Mammography Screening Maternity Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening TMJ Disorders Well-Child Care Ovarian Cancer Screening
North Dakota	Alcoholism Treatment Dental Anesthesia Drug Abuse Treatment Emergency Services Mammography Screening	Mental Health (General) Metabolic Disorders (PKU) Off-Label Drug Use Prostate Cancer Screening TMJ Disorders
Ohio	Alcoholism Treatment Cervical Cancer Screening Contraceptives Emergency Services Infertility Treatment	Mammography Screening Mental Health (General) Off-Label Drug Use Well-Child Care
Oklahoma	Ambulance Transportation Ambulatory Surgery Bone Density Screening Cervical Cancer Screening Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Emergency Services	Hair Prostheses Mammography Screening Mental Health (Parity) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening Well-Child Care Hearing Aids
Oregon	Alcoholism Treatment Cervical Cancer Screening Diabetic Supplies/Education Drug Abuse Treatment Emergency ServiceS	Mammography Screening Maternity Mental Health (Parity) Metabolic Disorders (PKU) Orthotics/Prosthetics
Pennsylvania	Alcoholism Treatment Cervical Cancer Screening Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Mammography Screening	Mental Health (General) Metabolic Disorders (PKU) Minimum Mastectomy Stay Well-Child Care Ambulatory Cancer Treatment
Rhode Island	Alcoholism Treatment Blood Lead Screening Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Diabetic Supplies/Education Drug Abuse Treatment Home Health Care Infertility Treatment	Mammography Screening Mental Health (Parity) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening Second Med/Surgery Opinion Well-Child Care Newborn Sickle Cell Screening Hearing Aids Lyme Disease
South Carolina	Alcoholism Treatment Bone Density Screening Cervical Cancer Screening Cleft Palate Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Mammography Screening Mental Health (General) Mental Health (Parity) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening
South Dakota	Alcoholism Treatment Dental Anesthesia Diabetic Supplies/Education Emergency Services Mammography Screening	Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Prostate Cancer Screening
Tennessee	Alcoholism Treatment Bone Marrow Transplants Bone Density Screening Cervical Cancer Screening Clinical Trials Colorectal Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment	Emergency Services Mammography Screening Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) Off-Label Drug Use Prostate Cancer Screening Chemotherapy Chlamydia Screening
Texas	Alcoholism Treatment Bone Density Screening Colorectal Screening Contraceptives Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Home Health Care Infertility Treatment Mammography Screening Mental Health (General)	Mental Health (Parity) Metabolic Disorders (PKU) Minimum Mastectomy Stay Off-Label Drug Use Prostate Cancer Screening Rehabilitation Services TMJ Disorders Well-Child Care Alzheimers Brain Injury Telemedicine
Utah	Alcoholism Treatment Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU)
Vermont	Alcoholism Treatment Clinical Trials Contraceptives Diabetic Supplies/Education Emergency Services Home Health Care	Mammography Screening Maternity Mental Health (General) Mental Health (Parity) Metabolic Disorders (PKU) TMJ Disorders
Virginia	Alcoholism Treatment Bone Marrow Transplants Cervical Cancer Screening Cleft Palate Clinical Trials Colorectal Screening Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Hospice Care Mammography Screening Maternity	Mental Health (General) Mental Health (Parity) Minimum Mastectomy Stay Morbid Obesity Care Off-Label Drug Use Prostate Cancer Screening TMJ Disorders Well-Child Care HIV Drugs Congenital Bleeding Disorder Cancer Pain Drugs Minimum Hysterectomy Stays Lymphademia
Washington	Alcoholism Treatment Contraceptives Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services Home Health Care	Hospice Care Mammography Screening Maternity Mental Health (General) Metabolic Disorders (PKU) TMJ Disorders Neurodevelopment Therapy
West Virginia	Alcoholism Treatment Cervical Cancer Screening Clinical Trials Colorectal Screening Contraceptives Diabetic Supplies/Education Emergency Services Home Health Care Infertility Treatment	Mammography Screening Mental Health (General) Mental Health (Parity) Minimum Mastectomy Stay Rehabilitation Services Second Med/Surgery Opinion TMJ Disorders Well-Child Care
Wisconsin	Alcoholism Treatment Blood Lead Screening Dental Anesthesia Diabetic Supplies/Education Drug Abuse Treatment Emergency Services	Home Health Care Mammography Screening Mental Health (General) Second Med/Surgery Opinion TMJ Disorders Well-Child Care
Wyoming	Alcoholism Treatment Cervical Cancer Screening Colorectal Screening	Diabetic Supplies/Education Mammography Screening Prostate Cancer Screening

* For some of the benefit protections listed above, all health insurers in the state must cover the benefit. For others, all health insurers must offer coverage of the benefit; or insurers that cover a particular category of benefits must include the named service in that coverage. Consult your state law or your state insurance commissioner for details.

Source: Blue Cross Blue Shield Association, State Legislative Health Care and Insurance Issues: 2005 Survey of Health Plans

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