Would the Proposal Reform Insurance Regulation?
| State/Plan |
Prohibit Rate Variation on the Basis of Health Status or Claims History? |
Require Guaranteed Issue? |
Extend Age Limit for Dependent Coverage? |
Merge Non- and Small-Group Markets? |
Set Medical Loss Ratio? |
California
AB8 |
Yes |
Yes (except for people with designated high-risk conditions) |
|
|
Yes |
| Governor's Proposal |
|
Yes |
|
|
Yes |
Illinois
Illinois Covered |
Yes (for certain plans) |
Yes (for certain plans) |
Yes |
Yes |
|
Maine
Dirigo Health |
Prohibited prior to reform plan |
Required prior to reform plan |
Yes |
Yes (in Dirigo Choice) |
Yes |
Massachusetts
Health Reform 2006 |
Prohibited prior to reform plan |
Required prior to reform plan |
Yes |
Yes |
|
New Jersey
Sen. Vitale's Proposal |
Prohibited prior to reform plan |
Required prior to reform plan |
Extended prior to reform plan |
|
Set prior to reform plan |
Pennsylvania
Prescription for Pennsylvania |
Yes |
Yes |
Yes |
|
Yes |
Vermont
Catamount Health |
Yes |
Required prior to reform plan |
In some circumstances* |
|
|
Washington
Health Reform Enacted in 2007 |
Prohibited prior to reform plan |
Required prior to reform plan (except for people with designated high-risk conditions) |
Yes |
|
Set prior to reform plan |
Wisconsin
BadgerCare Plus
|
|
|
|
|
|
*Some states extend age limits for dependent coverage only for young adults with mental or physical disabilities that prevent them from working or attending school.
