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The Affordable Care Act calls for the creation of a competitive health insurance marketplace, called an "exchange," in every state by 2014. Consumers will greatly benefit from these exchanges. This fact sheet explains how…
This fact sheet explains five provisions of the health care law that are already in effect and helping many Americans. These provisions do the following: allow children to stay on their parents' health plans…
Several provisions in the Affordable Care Act will result in more help for caregivers and more information being made available for them to make good choices about the care of their loved ones. This…
The Affordable Care Act prohibits states from reducing their Medicaid eligibility levels. This protection is called the "maintenance of effort," or MOE, requirement. Removing this protection would allow states to cut Medicaid eligibility, which…
Starting in 2011, the Affordable Care Act requires insurers to spend a specific share of premium dollars on medical care, as opposed to administration, marketing, and profits. If insurers don't meet these requirements, they…
A "grandfathered" plan is a health insurance plan that existed before the Affordable Care Act passed on March 23, 2010. Grandfathered plans do not need to meet the same criteria as plans sold to…