Families USA Skip to Main Content

     Story Bank

Story Bank

Displaying 1 - 10 of 23

Affordable Care Act

Anne Marie Schneider: How Rising Premiums Push Families Out of Care

Card Image Anne Marie Schneider lives in Durham, North Carolina, and has spent more than three decades working across nearly every corner of the health care system. After losing her job with only days to act, Anne Marie and her husband turned to the ACA Marketplace. Given their circumstances, the family qualified for enhanced ACA tax credits, but without subsidies, the cost was impossible.

Affordable Care Act

Heidi Pomerleau: The Constant Fear of Losing Medicaid and Medicare Coverage

Card Image It took years for Heidi Pomerleau to get the health coverage they need to manage their permanent disability. Now covered by Medicaid and Medicare, Heidi lives in constant fear that they will lose access to care if the programs are cut. Now Heidi fights to help other people get insurance coverage through Medicaid or the Affordable Care Act (ACA).

Affordable Care Act

Renee Arnold: Priced Out of Coverage While Caring for Others

Card Image Renee Arnold has spent her life caring for people with disabilities, yet she cannot afford health insurance for her own husband. As premiums skyrocket, she faces impossible choices between housing, health care, and financial survival.

Affordable Care Act

Amy Barley: Access to Life-Changing Diabetes Care

Card Image Amy Barley's work at the Maryland Health Benefit Exchange is personal. She lives with her own chronic health condition: type 1 diabetes. Amy's experience fighting to keep the coverage she needs, particularly access to her insulin pump and continuous glucose monitor (CGM) has motivated her to continue helping patients fight back against insurance denials and skyrocketing costs.

Affordable Care Act

Jen S.: From the Classroom to the Coverage Gap

Card Image Jen S., a former teacher in Arizona, has always prioritized staying insured and maintaining her health. She grew up with a mother who was a nurse, and for most of her life she had stable employer-sponsored coverage through her teaching job. That stability began to unravel after she left the classroom.

Affordable Care Act

Steve Ramirez: Navigating Skyrocketing Costs of Coverage

Card Image As an engineer, Steve Ramirez understands complex systems. But finding comprehensive health insurance coverage when costs skyrocket has become increasingly difficult. With ACA tax credits now expiring, Steve faces a 642% increase in cost.

Affordable Care Act

Wayne Riley: Rising Costs Lead to Impossible Choices

Card Image For two years, Wayne, a 56-year-old living in Colorado with his wife, relied on marketplace insurance to protect their health, and their finances. Their monthly premium of $690 was high but manageable. That all changed when Wayne, a self-employed commercial cleaner, contacted his insurance agent to ask about the upcoming year.

Affordable Care Act

Darlene W.: A Retired Teacher Fears Losing the Coverage That Keeps Her Healthy

Card Image After more than three decades in the classroom, Darlene W. thought she had done everything right. She built a career teaching in a small rural public school in New York State, retired with a pension, and found affordable health care coverage through the Affordable Care Act (ACA) Marketplace. For the past two years, she’s relied on that coverage for peace of mind in retirement. But now, with federal subsidies under threat, that sense of security is unraveling.

Topics

Topics