Coverage

Consumer Protections for Web Brokers that Participate in the Health Insurance Marketplace

The issue of “direct enrollment” for marketplaces has become a hot topic in many states. “Direct enrollment” is when an insurer or broker facilitates a consumer’s enrollment in a marketplace...

The Trump Tax on Health Insurance: CBO Report Shows 31-54% Premium Spike

On May 23, the nonpartisan Congressional Budget Office (CBO) released its latest analysis of health insurance coverage and costs. Much of the report’s media coverage has focused on the projected 15...

Short-Term Plans Do Not Cover Life-Saving Mental Health and Substance Use Treatment

Families USA, Mental Health America, the National Alliance on Mental Illness, and the National Council for Behavioral Health are four nonprofit, nonpartisan organizations that represent health care co...

How Could a 1332 Waiver Affect Medicaid and CHIP?

States can receive approval from the federal government to begin state innovation projects in 2017 that would waive certain provisions of the Affordable Care Act pertaining to private insurance covera...

CMS Suspends Risk Adjustment Program, Endangering Health of Millions

On July 7, the Centers for Medicare and Medicaid Services (CMS) announced a policy change that could fundamentally undermine the individual market, endangering health care for millions of people who g...

How Does the Affordable Care Act Affect People Who Buy Health Insurance in the Individual Market?

New data released yesterday by the Obama administration estimates the number of people whose health insurance was canceled and who have yet to sign up for new coverage in the marketplace to be less th...

How People in 19 States Will Benefit from the New Health Insurance Marketplaces

Starting on October 1, 2013, people across the country will be able to enroll in affordable, comprehensive health plans through their state's health insurance marketplace. Millions of Americans will a...

How the Affordable Care Act Makes Health Coverage More Affordable

This fact sheet explains how the Affordable Care Act guarantees that more Americans can afford to buy health insurance by providing financial assistance to help people pay for coverage. And thanks to ...

Seven Reasons the Trump Administration’s Short-Term Health Plans Are Harmful to Families

The Trump Administration wants to turn back the clock on protections for health care consumers established by the Affordable Care Act. This latest act of sabotage on the health law came in the form of...

Job-Based Health Coverage and the Affordable Care Act: Why the Law Won’t Cause Employers to Drop Coverage

If you're wondering how the Affordable Care Act will affect businesses that offer health insurance to their employees, you'll want to read this fact sheet full of data that demonstrate...