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For two years, Wayne, a 56 year old living in Colorado with his wife, relied on marketplace insurance to protect their health, and their finances. Their monthly premium of $690 was high but manageable. That all changed when Wayne, a self-employed commercial cleaner, contacted his insurance agent to ask about the upcoming year.
Julia Giguere's life-altering symptoms sent her on a difficult journey through the health care system for answers. She kept fighting for two years until she finally got access to the care she needed.
When Lacy Marshall’s daughter suffered a long seizure and was diagnosed with epilepsy, the family was quickly overwhelmed by insurance changes, denied imaging, and unexpected bills. Their experience pushed Lacy to speak out about how confusing and costly the system can be and help others navigate it.
Sara Goodrich and her husband are both 44 and live in Maine. She works as a massage therapist, and he works as a carpenter. Because they are self-employed, they have relied on the Affordable Care Act for their health coverage for the last decade.
Hillary Harris lives in Sikeston, Missouri with her three daughters, who are all under the age of ten. Medicaid has been absolutely crucial in providing her and her family what they need to stay safe and healthy, both mentally and physically.
Danielle, a mother in West Virginia, has always done everything she can to keep her six-year-old son healthy. Born at 29 weeks and diagnosed with multiple disabilities, her son has relied on consistent, trusted care from the same pediatrician since leaving the NICU. For years, their visits were simple: a small copay, the care he needed, and no unexpected bills. That changed in 2024, when the pediatrician’s long-standing independent practice was taken over by WVUMedicine.
Emma Brownstein has spent her entire life in Utah where she recently completed her undergraduate and master's degrees in game development at the University of Utah. Now, Emma is trying to navigate a challenging job market in the gaming industry. As someone who is neurodivergent and manages mental health challenges, Emma relies on consistent medical care and therapy to function. Fortunately, Medicaid was there to help.
After more than three decades in the classroom, Darlene W. thought she had done everything right. She built a career teaching in a small rural public school in New York State, retired with a pension, and found affordable health care coverage through the Affordable Care Act (ACA) Marketplace. For the past two years, she’s relied on that coverage for peace of mind in retirement. But now, with federal subsidies under threat, that sense of security is unraveling.
ReShonda Young is a cancer survivor who accesses health care through the Affordable Care Act. With premium tax credits, her plan is $94 a month. But without them, her payment could skyrocket to $592 a month. She's asking Congress to think of people like her when considering changes or cuts to the program.
When the ACA Marketplace opened in the fall of 2013, Amy signed up for a plan that was exactly the same as the plan she’d bought directly through her insurance company. But instead of $1,400 a month, the same plan cost $530 a month, without the help of tax subsidies. Plus, it was even more robust than the original plan, including dental and vision coverage she’d never had before.